Last updated: [DATE — set at launch]
These Terms of Use ("Terms") govern your access to and use of the MyFedSolutions website and the services offered through it. By using this website, you agree to these Terms. If you do not agree, please do not use the site.
MyFedSolutions provides independent education and benefits review services for federal and postal employees, delivered by licensed insurance professionals. [Confirm legal entity name and structure for this section — e.g., "MyFedSolutions is a d/b/a of {Entity, LLC}, a {state} limited liability company."]
MyFedSolutions is an independent organization and is not affiliated with, endorsed by, or sponsored by the Office of Personnel Management (OPM), the U.S. Postal Service, or any federal government agency. The federal government does not favor, endorse, or recommend any commercial company, product, or service. FEHB, FERS, FEGLI, CSRS, and TSP are trademarks or program names of the U.S. Office of Personnel Management and are used on this site for descriptive and identification purposes only.
Content on this website is provided for general educational and informational purposes only. It is not, and should not be relied on as, financial, investment, legal, or tax advice, and it does not create an advisory relationship. Benefits rules, premiums, and program terms change; while we work to keep content current, we make no guarantee that any page reflects the most recent program rules. You should verify program details with the official administering agency and consult qualified professionals regarding your individual situation.
Insurance and annuity products discussed with you following a benefits review are offered through licensed insurance professionals. Products are subject to carrier underwriting, state availability, and the terms of the applicable policy or contract. No content on this website constitutes an offer of coverage; only an issued policy or contract governs. Licensed states and agent license numbers are disclosed where required by jurisdiction. No statement on this site guarantees investment returns, premium savings, or specific outcomes.
The benefits review is provided at no cost and creates no obligation to purchase any product. Whether to act on any option discussed is entirely your decision.
The content, design, text, graphics, and other materials on this website are owned by or licensed to MyFedSolutions and are protected by applicable intellectual property laws. You may view and print pages for personal, non-commercial use; any other use requires our prior written permission.
This site may link to third-party websites, including official government resources. We are not responsible for the content or practices of third-party sites, and a link does not imply endorsement.
THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
TO THE FULLEST EXTENT PERMITTED BY LAW, MYFEDSOLUTIONS AND ITS OWNERS, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE OR ITS CONTENT. NOTHING IN THESE TERMS LIMITS LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, AND NOTHING IN THESE TERMS LIMITS THE TERMS OF ANY ISSUED INSURANCE POLICY OR ANNUITY CONTRACT, WHICH ARE GOVERNED BY THE POLICY OR CONTRACT ITSELF.
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any dispute arising out of these Terms or your use of the site will be brought in the state or federal courts located in [county], Texas. [Confirm county with counsel — align with venue used in vendor agreements.]
We may update these Terms from time to time. The "Last updated" date reflects the most recent version. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.
Questions about these Terms:
MyFedSolutions
Phone: (214) 335-9834
Email: nbrennan@myfedsolutions.com
Mailing address: [business address]