Plain-English guides on FERS, TSP, PSHB, FEHB, and FEGLI — built for federal and postal employees who want the details, not the sales pitch.
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Pension eligibility, high-3 salary, the FERS supplement, MRA by birth year, and how to actually calculate your annuity.
Explore FERS guides →Fund allocation, contribution strategy, rollover options, and withdrawal planning across every stage of your federal career.
Explore TSP guides →Plan selection, Open Season strategy, Medicare coordination, and what the PSHB transition means for postal workers.
Explore health benefits guides →What FEGLI actually costs in retirement, when replacement makes sense, and how private options compare on price and terms.
Explore life insurance guides →VERA and VSIP offers, deferred retirement, MRA+10, and how to evaluate an early exit against your long-term numbers.
Explore early retirement guides →Latest guides
New guides are added weekly. Check back soon, or use the categories above to browse the full library.
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