For Federal Employees

Federal employees: your free benefits review

Independent guidance on your FERS pension, FEHB plan options, TSP strategy, and FEGLI coverage — in one no-cost session with a licensed consultant. No cost. No obligation.

Book my free review What's included

Independent & licensed

No cost to you

Takes about 30 minutes

Free · No obligation

Request your review

Tell us a little about your federal service and we'll match you with a licensed consultant.

What your review covers

Your whole benefits picture, in one clear session

Most federal employees have their retirement information scattered across portals, statements, and paperwork. We bring it together and show you exactly where you stand.

FERS pension review

Understand your pension calculation, your earliest unreduced retirement date, and the FERS supplement you may qualify for.

TSP strategy

Review your fund allocation, contribution strategy, and your options for the Thrift Savings Plan before and after retirement.

FEHB plan selection

Health premiums and plan options change every Open Season. We help you compare and choose the plan that actually fits your situation.

FEGLI coverage check

Many federal employees overpay for life insurance in retirement. See whether your FEGLI coverage still fits — and what your options are.

Early retirement options

If VERA or VSIP offers reach your agency, we'll help you understand what they mean for your timeline and your numbers.

A written game plan

You leave with a clear, personalized snapshot of your benefits — not a sales pitch. Yours to keep, whatever you decide next.

Who we help

Built for the whole federal workforce

Every federal career is different. We work with employees across agencies and stages — with dedicated guidance for the groups whose benefits work a little differently.

Civilian federal employees FERS, FEHB, TSP, and FEGLI across every agency.

Near-retirement planners Mid- to late-career employees mapping their exit.

Federal retirees Making the most of TSP, survivor, and health decisions.

USPS & postal workers Your benefits shifted with the new PSHB program. Postal-specific guidance →

How it works

Three simple steps

No paperwork to prepare, no jargon to decode. Just a straightforward conversation about your future.

Book your time

Pick a slot that works for you. Phone or video — whatever's easiest. The whole thing takes about 30 minutes.

Review together

A licensed consultant walks through your FERS, FEHB, TSP, and FEGLI, and answers every question you bring.

Get your plan

You leave with a personalized benefits snapshot and a clear picture of your options. No pressure, no obligation.

Your consultant

Natalie Brennan

Licensed Benefits Consultant

Natalie specializes in helping federal employees make sense of their benefits — from the FERS pension and TSP to FEHB and life insurance. Her approach is education first: no jargon, no pressure, just a clear explanation of where you stand and what your options are.

Every review is built around your career, your service years, and your goals — because the right decision for one federal employee isn't the right decision for the next.

Licensed & independent All federal agencies FERS & TSP focus

Common questions

What to know before you book

Is the review really free?

Yes. The benefits review is completely free and comes with no obligation. If you decide there are products or strategies worth exploring afterward, that's entirely your choice — but the review itself costs you nothing.

Are you affiliated with the government or OPM?

No. We are an independent organization and are not affiliated with, endorsed by, or sponsored by OPM, the U.S. Postal Service, or any government agency. We provide independent education and guidance to help you understand your own benefits.

How long does the review take?

Most reviews take about 30 minutes. You don't need to prepare anything in advance — just bring your questions. If it's helpful to have your benefits statements handy, great, but it's not required.

Do I have to buy anything?

Not at all. There's no purchase required and no pressure. The goal of the review is to make sure you understand your benefits and your options. What you do next is completely up to you.

I work for the Postal Service — is this the same thing?

We help postal employees too, but your benefits work a little differently under the new PSHB program. We have guidance built specifically for USPS and postal workers — just let us know when you book and we'll match you accordingly.

What happens after I submit the form?

A licensed consultant will reach out to confirm a time that works for you. From there, it's a simple conversation — phone or video — at your convenience.