For USPS & Postal Employees

Is your retirement strategy built for the PSHB era?

Get a free, independent review of your FERS pension, PSHB plan options, TSP strategy, and FEGLI coverage — in one no-cost session with a licensed consultant. No cost. No obligation.

Book my free review What's included

Independent & licensed

No cost to you

Takes about 30 minutes

Free · No obligation

Request your review

Tell us a little about your postal service and we'll match you with a licensed consultant.

What your review covers

Your whole benefits picture, in one clear session

Most postal workers have their retirement information scattered across portals, statements, and paperwork. We bring it together and show you exactly where you stand.

FERS pension review

Understand your pension calculation, your earliest unreduced retirement date, and the FERS supplement you may qualify for.

TSP strategy

Review your fund allocation, contribution strategy, and your options for the Thrift Savings Plan before and after retirement.

PSHB plan selection

The Postal Service Health Benefits program changed everything in 2025. We help you compare plans and avoid costly enrollment mistakes.

FEGLI coverage check

Many postal workers overpay for life insurance in retirement. See whether your FEGLI coverage still fits — and what your options are.

Early retirement options

If VERA or VSIP offers come to your facility, we'll help you understand what they mean for your timeline and your numbers.

A written game plan

You leave with a clear, personalized snapshot of your benefits — not a sales pitch. Yours to keep, whatever you decide next.

How it works

Three simple steps

No paperwork to prepare, no jargon to decode. Just a straightforward conversation about your future.

Book your time

Pick a slot that works for you. Phone or video — whatever's easiest. The whole thing takes about 30 minutes.

Review together

A licensed consultant walks through your FERS, PSHB, TSP, and FEGLI, and answers every question you bring.

Get your plan

You leave with a personalized benefits snapshot and a clear picture of your options. No pressure, no obligation.

New for postal employees

The PSHB transition changed your health benefits

As of January 2025, postal workers moved from FEHB to the new Postal Service Health Benefits program. The plan you had may no longer be your best fit — and the wrong choice can cost you for years. A review makes sure you're not leaving money on the table.

Review my PSHB options

Your consultant

Natalie Brennan

Licensed Benefits Consultant

Natalie specializes in helping USPS and federal employees make sense of their benefits — from the FERS pension and TSP to the new PSHB health program. Her approach is education first: no jargon, no pressure, just a clear explanation of where you stand and what your options are.

Every review is built around your career, your service years, and your goals — because the right decision for one postal worker isn't the right decision for the next.

Licensed & independent USPS benefits focus PSHB transition

Common questions

What to know before you book

Is the review really free?

Yes. The benefits review is completely free and comes with no obligation. If you decide there are products or strategies worth exploring afterward, that's entirely your choice — but the review itself costs you nothing.

Are you affiliated with the Postal Service or the government?

No. We are an independent organization and are not affiliated with, endorsed by, or sponsored by the U.S. Postal Service, OPM, or any government agency. We provide independent education and guidance to help you understand your own benefits.

How long does the review take?

Most reviews take about 30 minutes. You don't need to prepare anything in advance — just bring your questions. If it's helpful to have your benefits statements handy, great, but it's not required.

Do I have to buy anything?

Not at all. There's no purchase required and no pressure. The goal of the review is to make sure you understand your benefits and your options. What you do next is completely up to you.

I'm a non-career employee (CCA, PSE, RCA). Is this for me?

Absolutely. Newer and non-career postal employees often have the most to gain from a review, because your coverage and savings decisions early on shape everything that follows. We're glad to walk through your options with you.

What happens after I submit the form?

A licensed consultant will reach out to confirm a time that works for you. From there, it's a simple conversation — phone or video — at your convenience.